Picture 1 of 1
Credit Markets for the Poor
by | HC | Good
Condition:
“A copy that has been read, but remains in clean condition. All pages are intact, and the cover is ”... Read moreabout condition
Postage:
Located in: ThriftBooks Warehouse, United States
Delivery:
Estimated between Fri, 21 Jun and Mon, 24 Jun to 43230
Returns:
Coverage:
Read item description or contact seller for details. See all detailsSee all details on coverage
(Not eligible for eBay purchase protection programmes)
Seller information
- 99% positive feedback
Registered as a Business Seller
Seller assumes all responsibility for this listing.
eBay item number:143328310915
Item specifics
- Condition
- Good
- Seller Notes
- Binding
- Hardcover
- Weight
- 1.01 lbs
- Product Group
- Book
- IsTextBook
- Yes
- ISBN
- 9780871541321
- Subject Area
- Business & Economics, Social Science
- Publication Name
- Credit Markets for the Poor
- Item Length
- 9 in
- Publisher
- Russell SAGE Foundation
- Subject
- Banks & Banking, Finance / General, Poverty & Homelessness, General, Personal Finance / General
- Publication Year
- 2005
- Type
- Textbook
- Format
- Hardcover
- Language
- English
- Item Height
- 1.1 in
- Item Width
- 6 in
- Item Weight
- 0 Oz
- Number of Pages
- 314 Pages
About this product
Product Information
Access to credit is an important means of providing people with the opportunity to make a better life for themselves. Loans are essential for most people who want to purchase a home, start a business, pay for college, or weather a spell of unemployment. Yet many people in poor and minority communities--regardless of their creditworthiness--find credit hard to come by, making the climb out of poverty extremely difficult. How dire are the lending markets in these communities and what can be done to improve access to credit for disadvantaged groups? In Credit Markets for the Poor, editors Patrick Bolton and Howard Rosenthal and an expert team of economists, political scientists, and legal and business scholars tackle these questions with shrewd analysis and a wealth of empirical data. Credit Markets for the Poor opens by examining what credit options are available to poor households. Economist John Caskey profiles how weak credit options force many working families into a disastrous cycle of short-term, high interest loans in order to sustain themselves between paychecks. L ic Sadoulet explores the reasons that community lending organizations, which have been so successful in developing countries, have failed in more advanced economies. He argues the obstacles that have inhibited community lending groups in industrialized countries--such as a lack of institutional credibility and the high cost of establishing lending networks--can be overcome if banks facilitate the community lending process and establish a system of repayment insurance. Credit Markets for the Poor also examines how legal institutions affect the ability of the poor to borrow. Daniela Fabbri and Mario Padula argue that well-meaning provisions making it more difficult for lenders to collect on defaulted loans are actually doing a disservice to the poor in credit markets. They find that in areas with lax legal enforcement of debt agreements, credit markets for the poor are underdeveloped because lenders are unwilling to take risks on issuing credit or will do so only at exorbitant interest rates. Timothy Bates looks at programs that facilitate small-business development and finds that they have done little to reduce poverty. He argues that subsidized business creation programs may lure inexperienced households into entrepreneurship in areas where little profitable investment is possible, hence setting them up for failure. With clarity and insightful analysis, Credit Markets for the Poor demonstrates how weak credit markets are impeding the social and economic mobility of the needy. By detailing the many disadvantages that impoverished people face when seeking to borrow, this important new volume highlights a significant national problem and offers solutions for the future.
Product Identifiers
Publisher
Russell SAGE Foundation
ISBN-10
0871541327
ISBN-13
9780871541321
eBay Product ID (ePID)
44112705
Product Key Features
Publication Name
Credit Markets for the Poor
Format
Hardcover
Language
English
Subject
Banks & Banking, Finance / General, Poverty & Homelessness, General, Personal Finance / General
Publication Year
2005
Type
Textbook
Subject Area
Business & Economics, Social Science
Number of Pages
314 Pages
Dimensions
Item Length
9 in
Item Height
1.1 in
Item Width
6 in
Item Weight
0 Oz
Additional Product Features
LCCN
2004-061486
Lc Classification Number
Hg3751.C7293 2005
Copyright Date
2005
Target Audience
Scholarly & Professional
Dewey Decimal
332.7/086/942
Dewey Edition
22
Illustrated
Yes
Item description from the seller
Seller assumes all responsibility for this listing.
eBay item number:143328310915
Postage and handling
Item location:
ThriftBooks Warehouse, United States
Post to:
Afghanistan, Albania, Algeria, Andorra, Angola, Anguilla, Antigua and Barbuda, Argentina, Armenia, Aruba, Azerbaijan Republic, Bahamas, Bahrain, Bangladesh, Belize, Benin, Bermuda, Bhutan, Bolivia, Bosnia and Herzegovina, Botswana, Brunei Darussalam, Bulgaria, Burkina Faso, Burundi, Cambodia, Cameroon, Cape Verde Islands, Cayman Islands, Central African Republic, Chad, Colombia, Costa Rica, Cyprus, Côte d'Ivoire (Ivory Coast), Democratic Republic of the Congo, Djibouti, Dominican Republic, Ecuador, Egypt, El Salvador, Equatorial Guinea, Eritrea, Estonia, Ethiopia, Fiji, Gabon Republic, Gambia, Georgia, Ghana, Gibraltar, Greenland, Grenada, Guatemala, Guinea, Guinea-Bissau, Guyana, Haiti, Honduras, Iceland, Jamaica, Jordan, Kazakhstan, Kenya, Kiribati, Kuwait, Kyrgyzstan, Laos, Latvia, Lebanon, Lesotho, Liberia, Liechtenstein, Lithuania, Luxembourg, Macau, Macedonia, Madagascar, Malawi, Maldives, Mali, Malta, Mauritania, Mauritius, Mexico, Moldova, Monaco, Mongolia, Montenegro, Montserrat, Morocco, Mozambique, Namibia, Nauru, Nepal, Nicaragua, Niger, Nigeria, Oman, Pakistan, Panama, Papua New Guinea, Paraguay, Peru, Qatar, Republic of Croatia, Republic of the Congo, Romania, Rwanda, Saint Kitts-Nevis, Saint Lucia, Saint Vincent and the Grenadines, San Marino, Saudi Arabia, Senegal, Serbia, Seychelles, Sierra Leone, Singapore, Slovenia, Solomon Islands, Sri Lanka, Suriname, Swaziland, Tajikistan, Tanzania, Togo, Tonga, Trinidad and Tobago, Tunisia, Turkmenistan, Turks and Caicos Islands, Uganda, United Arab Emirates, Uzbekistan, Vanuatu, Vietnam, Wallis and Futuna, Western Samoa, Worldwide, Yemen, Zambia, Zimbabwe
Excludes:
Barbados, French Guiana, French Polynesia, Guadeloupe, Libya, Martinique, New Caledonia, Reunion, Russian Federation, Ukraine, Venezuela
| Postage and handling | To | Service | Delivery*See Delivery notes |
|---|---|---|---|
| Free postage | United States | Economy Shipping | Estimated between Fri, 21 Jun and Mon, 24 Jun to 43230 |
| US $15.99 (approx PHP 937.77) | United States | Expedited Shipping | Estimated on or before Thu, 20 Jun to 43230 |
| Taxes |
|---|
| Seller charges sales tax in |
Sales Tax for an item #143328310915
Sales Tax for an item #143328310915
Seller collects sales tax for items shipped to the following states:
| State | Sales Tax Rate |
|---|---|
| Missouri (MO) | 8.238% |
Return policy
| After receiving the item, contact seller within | Refund will be given as |
|---|---|
| 30 days | Money Back |
The seller is responsible for return postage costs.
Seller feedback (5,219,696)
0***a (200)- Feedback left by buyer.
Past month
Verified purchase
Great seller!!
2***e (2542)- Feedback left by buyer.
Past month
Verified purchase
Thanks for the cool book
4***- (168)- Feedback left by buyer.
Past month
Verified purchase
Great book great condition timely delivery